Friday, December 11, 2015

Experience Matters

It's been a busy year (check out our map of sold homes!) Did you know the average realtor sells only 3 homes/year? EXPERIENCE MATTERS. Have you considered buying or selling in 2016? Let us know! 



Wednesday, February 4, 2015

Our latest buyer sale- trust property in Lakewood!

Check our latest TRUST sale! I just sold this to wonderful buyers of ours and we are in escrow now! 


Monday, February 2, 2015

Proof We Can Sell Anything --> The Ugliest Homes We Sold Last Year (2014)

Last year The Fingerhut Team of BEACH EQUITIES sold more than 25 homes! These are some of the "ugly" ones. We've been busy! The "pretty" ones coming soon!


Friday, January 30, 2015

New Lakewood FIXER coming to market!

$399,000 3 bedroom & 1 bathroom fixer / investor opportunity in Lakewood at 2618 Greentop! Hitting the market tomorrow!

Thursday, January 29, 2015

Reverse Mortgage Requirements Changing 3/2/15

After March 2, 2015, there are some new rules going into effect for anyone considering obtaining a reverse mortgage.

To date, these mortgages have been attractive to a certain demographic because there have been no income and credit requirements. The sole criteria was age, and an appraisal value of the home.  Now, however, according to the HuffingtonPost, “FHA has elected to impose income and credit requirements on future applicants.  The purpose is to assure that … borrowers will have both the capacity and the willingness to pay their property taxes and homeowners insurance.”

My speculation is that this will both inhibit potential borrowers as well as cause delays for those still able or willing to move forward with the HECM (reverse mortgage) product.

Before 2008, we used to do reverse mortgages through Indymac. They are a really great option for the right candidates in planning for their care and retirement. With guidelines changing and the implementation for lenders to maintain their NMLS license, we now refer these loans to trusted partners.

If you are considering a reverse mortgage, please feel comfortable in contacting us for a trusted referral!

Tuesday, January 27, 2015

Babyboomers are staying in their homes longer

Have you looked at your retirement plan lately?
What about updating your trust and will?
Feel free, always, to contact us for trusted referrals!


Tuesday, January 20, 2015

Meeting Reminder - We'll Be There Tomorrow, Will You?


Copy of Meeting Announcment from--

Estate Planning & Trust Council of Long Beach:

"How to Avoid Unpaid Consulting"

Date: Wednesday, January 21, 2015
Time: 12:00pm - 1:30pm
Location: The Grand
Speaker: J. Scott Bailey, Bailey Marketing Concepts
Most trusted advisors understand the importance and the value of bringing in new clients. They call it “Rain-Making” or “Business Development” or sometimes “Marketing Activities.” They rarely call it “Selling” because they never anticipated having to sell anyone on anything when they were in professional school.

Go ask a little seven-year old kid what they want to be when they grow up. How many of those little kids do you think will say, “I want to grow up to become a salesperson”!

All too often, we end up relying on our knowledge and expertise, attempting to impress our potential clients with the answers to their questions. We are really good at answering questions and sometimes forget that more power would come from asking questions. Sometimes we cross the line and commit the professional mistake of “Unpaid Consulting”.

J. Scott Bailey has been a veteran of the global network of Sandler Trainers since 1994. He works with companies with business to business sales teams in manufacturing, distribution and services. He helps them close more sales, shorten the selling cycle, eliminate stalls and objections and increase market share in a competitive business environment.

Over two decades, Scott has coached and trained many trusted advisors (financial planners, accountants, bankers, attorneys, and consultants of all types) who enlist in his sessions to transform their selling process.
***
We'll be there tomorrow & hope to see all our friends & colleagues in attendance! Please stop by and say hello!